To help state employees in securing a first home in the state, the Government of Assam launched a new housing loan scheme called the Apun Ghar Loan Scheme for homeless families who wish to own their permanent house through a loan. Under this scheme government provides loans at an interest rate to the residents for purchasing their own house in the state.
By offering this scheme government aims to ensure that every citizen who is homeless gets this opportunity through loans and receives a home to live in. If you’re a resident who wishes to avail a loan at an internet rate for getting a permanent house in the state, by applying for the scheme online so keep reading this article for complete information.
About Apun Ghar Loan Scheme 2025
Apun Ghar Loan Scheme is a loan subvention scheme launched by the Government of Assam for the residents of the state. Under this scheme government provides loans at an interest rate to those residents who wish to purchase a home in the state. By offering this scheme government aims to empower homeless families through home loans so that they are able to receive a safe and secure place for their living and improve their quality of life. With the help of this scheme, every citizen who wishes to construct their own house but is unable to do so due to financial problems is able to avail themselves of this home loan scheme.
Update Under Apun Ghar Loan Scheme
As per the latest updates government of Assam has decided to extend the loan amount from the previous one. According to the reports, it’s noted that every employee in the state will now receive a loan up to Rs 30 lakh from the government under the Apun Ghar Loan Scheme.
Purpose of Apun Ghar Loan Scheme
The main purpose of this loan scheme is to provide home loans to employees so that they are able to receive a permanent house in the state. Under this scheme government provides loans at an interest rate to those residents who wish to purchase a home in the state. By offering this scheme government aims to empower homeless families through home loans so that they are able to receive a safe and secure place for their living and improve their quality of life.
Read More- Jiban Anuprerana Scheme Assam 2025
Key Highlights of Apun Ghar Loan Scheme
| Name of Scheme | Apun Ghar Loan Scheme |
| launched By | Government of Assam |
| Year | 2024-25. |
| Objective | To provide home loans to employees so that they can receive a permanent house in the state. |
| Financial Benefits | INR 15 lakh at interest rates. |
| Scheme Type | Interest Loan Subvention. |
| Beneficiaries | Regular Employees |
| Mode of Application | Online |
| Official website | APUN GHAR |
Eligibility Criteria
- Applicant must be a permanent resident of Assam.
- Applicant must be an employee of the state.
- The annual income of the applying candidate’s family must not be more than Rs 20 lakh per annum from all sources.
Loan Amount and Interest Rate
- The government provides home loans at an interest subsidy of 3.5% for government employees on home loans up to INR 15 lakh taken for a duration of 20-year duration.
Required Documents
- Aadhar Card
- Bank Details
- Income Certificate
- Resident Proof
- Employment Certificate
- Photo
- Mobile Number
Apun Ghar Loan Scheme Online Application Process
- First of all, visit the official portal.
- After that, the homepage will be open on your screen.
- Now, you click on the Apply Online button.
- After clicking, an application form will open on your screen.
- After that applicant needs to enter all the details carefully.
- Now the applicant needs to upload all the necessary documents with the form.
- Quickly review all the details.
- Click on the Submit option to complete the process.
FAQs
Who launched the APUN Ghar Loan Scheme?
Dr Himanta Biswa Sarma, CM of Telangana state, launched the APUN Ghar Loan Scheme.
How can we download the application form?
By visiting the official website, you can easily download the application form online for the APUN Ghar Loan Scheme.
How much loan is provided under the Apun Ghar Loan Scheme?
Under the Apun Ghar Loan Scheme government provides an interest subsidy of 3.5% on home loans for up to INR 15 lakh to deserving Government Employees for 20 years.